When does MPCI coverage begin for a crop?

MPCI (Multiple Peril Crop Insurance) coverage begins at the planting or seeding of the crop. This is crucial because it ensures that farmers are protected from a variety of risks associated with growing crops, including adverse weather, pests, and diseases, right from the outset. By starting coverage at this stage, producers have peace of mind knowing that their investment in the crop is safeguarded from the very moment they plant the seeds.

The other options, while relevant to various aspects of crop management, do not provide coverage immediately when the crop is most vulnerable. For example, waiting until after harvest would leave farmers exposed to significant risks that could affect yield and profitability during the critical growth period. Similarly, having coverage during crop growth or upon application would not offer the same level of protection starting at planting, negating the fundamental purpose of crop insurance, which is to ensure financial support throughout the entire production cycle.