When does the Area Risk Protection Insurance Policy (ARPI) begin coverage?

The Area Risk Protection Insurance Policy (ARPI) is designed to provide insurance coverage specifically for the projected losses in crop yields or revenue, and it begins coverage when the crop has been planted. This timing is crucial as it aligns the coverage with the actual risk exposure the farmer faces, which arises once the crop is in the ground and is subject to various risks such as weather conditions, disease, or pest infestations.

Choosing coverage that begins before planting would not align with the practical application of insurance for crop yields, as risks are typically not present until the crop is planted. Similarly, starting coverage at the beginning of the growing season does not provide a specific link to planting, and coverage that starts after harvest would not be applicable to the intended purpose of protecting against loss during the growing season. Therefore, stating that coverage begins when the crop has been planted accurately reflects the structure and function of the ARPI insurance policy.