Which of the following perils is covered by Crop/Hail insurance?

Prepare for the Iowa Crop Insurance Test. Study with practice quizzes and detailed explanations for each question. Maximize your readiness and excel on your exam!

Crop/Hail insurance is designed specifically to cover certain perils that can impact a farmer's crops. Fire is one of the perils included in this type of insurance. In the context of agricultural loss, fire can pose a significant risk to crop production, either through wildfires or accidental fires that might occur during harvesting or other farm operations.

While other perils, such as flooding, frost damage, and insect infestation, can lead to substantial agricultural losses, they typically fall under the purview of different kinds of insurance coverage, such as multi-peril crop insurance (MPCI) or specific endorsements tailored to those risks. Crop/Hail insurance primarily focuses on losses due to hail and provides coverage against fire damages as well, making it important for farmers to understand the specific protections afforded by this insurance type.

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